March 15, 2023
New Phase – Making Offers!
Finally!
It feels like I haven’t written in a century! We finally reached the phase of savings where our available investment capital (aka cash in the savings account) is enough to make some offers on certain pieces of property!
We know that the only way we are going to find and afford a simple house with enough family room for our dreams is to build it from the ground up on property we own outright. We are consistently told we don’t make enough. We know this. Oh well, the mortgage on a $160,000 property (15 years, after down payment) is approximately $1400/month ~ guess those who have been renting for $2800/month can’t afford a loan. Can’t change the system, you just have to think outside the box!
Anyway, back to the seriously amazing excitement! We’ve been looking at properties and placing offers within our budget. Our budget will grow as our savings slowly does. Someone will agree to let us buy a property from them – or a miracle will pop up where someone owner-finances half a property or some investor decides our family is worth the risk and does a private loan. I’m open to pretty much anything. We want OR land; our family dream is back to a farm with chickens, our aviary, rabbits, the ability to help shelters again, growing 95% or more of our own food again – we are only offering on spots with at least an acre. A miracle would be 5 or more acres close to the WGV area (like that cool little abandoned spot near the turn to trailmark). Our goal is a generational home. Space for our family to stay close. A farm to share food from. Somewhere our children and grandchildren could always come home to. Saving a tiny bit of Florida’s agricultural heritage (teaching things Grandma Jeanette taught me).
Just sending out offers is super exciting for me! We’ve designed and planned and researched. I keep praying this is our family’s next step.
Hopefully we find something before September (when rent goes up again)! I’m just so excited about seeing the light at the end of this tunnel – it’s been a long road. It’s like a restart. I love restarts!
Thank you for reading!
Type at you next time!
~Nancy Tart