Tag: loan

The Miracle of Friends

The Miracle of Friends – aka down to one car on a meet weekend with college and work too!! #2023 #Family #Friends #Friend #Blessings #Blessing #TheBlessingOfFriends #TheMiracleOfFriends #OpenHearts #FriendshipIsAwesome #GymnasticsMeet #SavannahTrip #Kupets2023 #GodsHandIsInEverything

March 21, 2023

The Miracle of Friends

It was Wednesday, March 1st.  I was on the floor stretching with my little preschoolers and talking about what color butterflies they were pretending to be today.  

My phone, however, received this from my oldest daughter who was on her way to work from college: 

Car trouble rn

I am going to be late to work.  I actually don’t know if I’ll get to work.

Followed thirty minutes later (I still hadn’t come off the floor so hadn’t seen these) by:

Daddy has me.

I’m not gonna make it to work

Letting Thea know

Thirty minutes later (I still hadn’t seen anything):

ACTUALLY

Nvm

I will be there right on time.

I only saw her arrive at her normal time (4pm) as I was working.  I didn’t even know something was up until about 7pm when I finally looked at my phone!

Our Buick decided to shut all electrical systems down on the interstate!  We had a meet in Savannah that weekend!  Louis and Christina took it to the closest dealership because this poor car was new when Louis got it but has spent a greater percentage of time getting fixed than any used one we’ve had!  (Nice that it is still under warranty!) 

Thursday arrives: at noon, the dealership still hasn’t even looked at the Buick!  Christina has to go to college on Friday.  Louis had requested the day off work Friday to take Jillian to her meet in Savannah.  All the potential rides for Jillian weren’t able to do this one. (So many meets would have been missed without all of the amazing friends who have driven one gymnast or the other over my three years!) We looked into renting a car for the day – so far out of budget.  Christina looked into staying over with a friend so she wouldn’t need a car for college but no one could get her back to work in time and she just doesn’t drop school or work.  I was going to ask Jillian’s coach how to go about scratching (missing the meet, we’ve never done that), when Louis called (I was sitting at a school waiting for kiddos to get in the bus).  He had contacted the dealership at 2:30 & they said they would look at the Buick on Monday. He had told his boss he didn’t need the day off because he didn’t have a way to get Jillian to Savannah – his boss loaned him a van!  

Jillian didn’t even know.  She didn’t know how close she came to missing her first meet.  (She did hear the story through when she’s like, “wait where’d we get this van?” on Friday in the wee hours.)  She and Lucas went down with Dad and had a great time!  

His Best Buddy is here!
Sharing the Nintendo Switch
Three Best Buddies!
Photos by Louis Tart & Mikaela Reppert
Silver Team at the Kupets Meet 2023

Sometimes we get busy and forget about the amazing miracle of friends.  God gives us friends.  People who honestly care about us and whom we care about.  The miracle of friends is that they are always there.  Sometimes we miss out on a blessing and being a blessing because we forget to ask.  How do we know someone needs anything unless they ask us?  How can friends know we need anything unless we ask?  I love how children don’t have these “I shouldn’t bother them” issues because they ask friends everything!  From, “your sandwich looks good, can I have half?” to “help me fix my ribbon, please!” to “I’m sad, can we sing?” and everything else in between.  

A scene from an old movie makes me smile: a girl says “oh I forgot to buy a ladder!” and turns to go back inside the general store.  Owner of said general store laughs, picks up his ladder leaning against the wall and says, “country folks don’t buy ladders, they borrow them.”  He is trying to impress on this family that people around care about them and want to help in any way possible.  

I love that God gave us the miracle of friends.  Sometimes we don’t see them for a long time (ages, it always seems) and sometimes a pop-in visit is needed and God arranges that.  

I’m so thankful for the friends and family around us.  Our people bless us so much!  I pray we can return blessings when they need them!

Thank you for reading!

Type at you later!

~Nancy Tart

Stretching Her Eagles’ Wings

Enjoy each moment! We know our children are “on loan” from God for a little while & then they take flight! Enjoy this adventure, Becky!

Stretching Her Eagles’ Wings

August 28, 2022

Part of our educational philosophy is never to hold anyone back.  That is sometimes the hardest part of being a homeschool mom, at least for me. 

Friday, Christina, Louis, Thea, and I drove Becky to Pensacola Christian College for the start of her next level.

The car trip was fun.  Louis and Christina kept playing songs Becky likes and saying, “oops, that’s not classical or hymns” which made everyone laugh and several discussions of songs and lyrics and morality erupt.  We didn’t stop as often for potty or snack breaks as Louis thought we’d have to (Thea was too entertained with her big sisters and Christina, Thea, and I packed a bunch of snacks). 

The campus was huge and iconic.  Beautiful brick and magnificent stately trees reflected tradition and integration.  I’m a bit nerdy; I loved the architecture and old fashioned style.  Everything was electronic though!  I had received an email asking for a physical copy of a specific document – and being leery of electronic access as I am, I brought the actual paper.  Didn’t need it.  The electronic version of the printed paper in my purse “transferred” perfectly from St Johns River without a thing from me.  As Becky’s “authorized parent,” I was able to load into a portal on my phone that allowed me access to maps, her mailbox information, orientation information, even schedules and everything as if I were the student – Becky said it was creepy, I thought it was cool!

After crossing off the seven things (five on the “welcome” list, but with Becky under eighteen there were two paperwork drop offs and as she’s in the work program, she had a task for that as well) Becky had to do and being as much help (okay, Becky would call it hindrance) as possible, we decided (not precisely accurate, Louis decided) to go have a late lunch together just off campus. 

Someone likes Becky’s new spot!

Mellow Mushroom.  In Pensacola?  I thought the one on Anastasia Island was the only…  oops.

Finally, I ended up with a picture of my college girls.  They thought it cool because both are Eagles and blue & gold & white.  (Kimberly got in on that because she took her SAT at Pedro Menendez High School so she considers herself a “Falcon” and even has a Pedro Menendez Vystar card!  She pulled it out and showed them the blue & yellow colors – “A falcon is a type of eagle” Kimberly claims.)  Becky laughed because she and Kimberly plan on being Gators when they head for their Masters & Doctorate.  (“trading the gold for orange” they claim) Remember that mustard yellow skirt?  Becky’s pairing it with her beautiful navy blue blouse turns her outfit into her college colors!

I’ve been listening a lot to college plans since we encourage studying the path to what they want to do and finding various ways to access that final goal.  There was a lot of path and plan discussion on that road trip. 

I’m so proud of Becky for taking flight!  I pray she has a wonderful experience and learns a lot.  I pray she makes friends and connections that will last a lifetime!  I pray she does her best.  Her best right now is amazing me.  I’m truly excited for her entering this stage. 

Thank you, Jesus, for making it possible for us to help our children pursue their dreams!  Thank you that each of them wants to help the other.  Thank you that each wants to invest in their own education by working for it both financially and mentally.  I’m so thankful for the blessing of Becky in my life!  Thank you, Jesus, for allowing me the honor of being her mother! 

As I’m driving back home, chatting with Christina as Thea and Louis sleep in the back, I think on how parents only really get to father or mother their children for a few years – they are on loan from God anyway as all of them are God’s children entrusted to us.   “21 years” by TobyMac came on the radio followed by “Cinderella” by Stephen Curtis Chapman… God knows how music touches me.  One bit in the “21 years” song that makes me smile is “21 years, what a beautiful loan,” (I thank you Jesus, for trusting us and “loaning” Becky – and the others, but this thought was really about Becky – to us) and in “Cinderella” the bit is “but I know something the prince never knew,” [meaning they grow up and go] and yes, girls become young women, make their own decisions, and I pray mine know they can still talk to me about anything. 

Enjoy your “loans” with your littles!  Enjoy every bit you can.  God has trusted us with training and raising His beautiful children!  Just like I love watching “my little gymnasts” (those I’ve coached, usually as preschoolers) as they rise, I love watching my girls become young ladies. 

I love you, Becky!  Let your light shine!  Enjoy this adventure called life!  Every day is a gift from God; that’s why it’s called the present!

Thank you for reading.

Type at you later,

~Nancy Tart

House Hunting – Turn Negatives Into Positives

November 11, 2021

Turn Negatives Into Positives

I make that a command for myself.

When we first ran our information into a loan company portal, I felt it wouldn’t happen. I kept asking for everything I could check myself. We check credit reports constantly, we knew our shortcomings and explained everything we knew about up front trying to make sure we wouldn’t sink another chunk of our savings into an attempt and get rejected.

Last week, after being reassured falsely that I’d done everything, I was told about a secret report I can’t access that reported a “transfer error” where loans I had paid had been sold without someone passing that information along to this secret report place. My credit report showed all these loans as “paid in full.”

Doesn’t matter. This “transfer error” would take a lawyer thousands to fix and a minimum time, supposedly, of ten months, if it could be fixed because they don’t care if you “choose” to overpay… Oh well. Life.

So 20 days from what would be our closing and getting into a little house of our own, we can’t. One doesn’t have long enough work history and another has a “transfer error” that can’t be fixed quickly.

I have to find positives.

First, in less than two years, all three “issues” with our joint loan would be moot. Awesome!

Second, in two years’ time, maybe I can find a property for us to build on and keep us from any kind of loan (you know, mortgage means death and pledge, literally) and Louis said he didn’t want a mortgage.

Third, we can build our perfect simple house ourselves!!

Becky looked at me in the van last night (she’s been the most excited to leave our present situation) and said, “obviously, this isn’t what God wants for us.”

Bam! Absolute truth, but can I agree?

Flatly, once I look at the positives: Louis doesn’t want a mortgage, check, I want to build our own perfect house, check… I almost get excited.

I feel sad that I wasted so many people’s time, frustrated that again, I allowed my kids to believe we would get something we all want desperately but can’t, and sad that our savings dropped due to this. I honestly don’t care about errors, I guess we are all human.

I can only move forward: this means, making sure my children understand the importance of having everything written down. I will make paying their student loans my first priority. If it is in my power to help them better their lot, I will.

I challenge myself to move forward, learn from the past, and believe the best is yet to come… It is. Although it saddens me that my oldest daughter is an adult and we don’t have a house, I know our family is home whenever we are together!

Thank you for reading!

Type at you later,

~Nancy Tart

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