School Supplies

School supplies on a budget – our methods

August 31, 2018

School Shopping

Lots of people do school shopping in late July or August, just before school starts.

Since we do school year-round, I’m constantly replacing school supplies by stopping in at my favorite thrift shops and scooping up extra pencils, notebooks, erasers, or expo markers (the most commonly used items in our school).

I do try to take advantage of the school sales that pop up at the end of school supply shopping months.

Take notebooks: one independent writer in our home goes through an average of five single-subject notebooks a year!  (That’s not a lot when you consider that each notebook usually has 70 pages.)  Our history, science, and most upper math courses require a paragraph or page of written work.  Grammar practice is to edit said paragraphs or pages and rewrite them correctly.  So we use a lot of paper.  I prefer to use notebooks because they keep all the papers together and they are easier to carry than loose leaf paper (we often do work in remote locations).  This year I have four independent writers and one still using training paper (the ones from tablets with three-line-spaces).  But my training-writer is writing times tables and measures this year.  She will need one or two notebooks.  I always add one extra for each student because I would rather have extra than to buy them at 4 to 10 times the sale price!  (Most of us homeschool on a budget, don’t we?)

Oh, yes, another trick I learned was to buy college-ruled notebooks because you get extra lines at the bottom.  (Silly, but it also makes you write smaller thus more work ends up on one page.)

We bought 22 notebooks this year!  Staples & Officemax both claimed the “normal” price for a college-ruled store-brand notebook with 70 pages was $2.49.  I know Walmart has them for $1.20 or so and the thrift shops have partially used ones for $0.50. They were on sale for $0.25, usually I can find them for $0.10, but this year if someone had them super cheap, I missed that sale.  Shopping the sales essentially saved us $20.90 just on notebooks.  (The receipts claimed we “Saved” way more, but I base my savings off the cheapest normal price, not the inflated office supply store price.)

Pencils, erasers, markers, rulers, and other assorted small things I usually buy from thrift stores because you can get a lot more used items less expensive than the sale price on new ones.  Rebeccah does Sunday School and likes to buy cute craft stuff for it, which is also less expensive (and a much larger collection for choose from) at the thrift stores.

Backpacks are another thrift store buy.  I generally choose to spend less than five dollars on a backpack.  Someone’s hand-me-down from last year often has a lot of wear left in it.  We use backpacks for school stuff, travel bags (you can only carry what you can fit in your backpack), and overnight bags for Grandma’s house trips.  Even Lucas has a backpack (a cute smaller Cars one we found for a dollar at a thrift store).  He’s funny, when we’re headed to drop off at college, I’ll say “grab your school stuff.”  (Generally, a writing tablet or book)  Lucas puts two books (usually two the bigger girls have been reading – lately a favorite has been Prince Caspian), his crayon box, and his tablet in his backpack and will say “I’m ready for my school!”  His backpack swallows him!

We have learned to use the before-school sales to help keep our expenses low yet still get the items we like to use.  (Filler paper is cheaper than using notebooks, but I’ve learned notebooks are neater and easier.)  The older girls need computer paper for some college assignments and CAP work, so we also tend to buy computer paper during the sales times as they will have some super mail-in rebate offer or something.

The coolest part of shopping for school supplies is the practical math lessons that go along with it!  (I can find lessons in everything!)

Thanks for reading!

Type at you next time…

~Nancy Tart

 

An Attitude of Gratitude

June 24, 2018

Attitude of Gratitude

Have you ever felt depressed because something you planned for didn’t come to pass?  Something you wanted to do with someone didn’t pan out?  Have you ever thought you did everything you could but were still shoved down?

Sometimes an unexpected illness happens even when you are doing everything to keep yourself healthy.  That causes mountains of bills.  Maybe we are contract employees or making “too much” to qualify for assistance, yet we can’t afford insurance premiums.  Sometimes, even an insurance policy doesn’t help much.  Maybe, it turns $40K bills into $14K with “rate adjustments.” (That’s still $14,000!)   You thank God for discovering the cause and pray you can manage the enemy that infects your home so you can breathe.

Bills that big can bankrupt people.  Some medical providers will work with a former patient to take monthly payments.  But for some families, the additional $200 or $300 a month means no food.  (Yes, most will take $25 or $50 a month, but when you have six or eight different bills from one visit, that adds up to a lot.)   You know you have to pay it.  But you can’t manage it.  You can’t even go afford to visit the doctor for the required “follow-up.” You just pray.

Fiscally responsible people cancel all unnecessary expenses.  But when your annual clothing budget of $50 is already gone, you don’t go out to eat, you don’t do theaters, you don’t buy new things, you haven’t even replaced your broken couch with a $50 resale one, and you already spend less than $350 a month for food for 8 people, all you can do is cut food.  You just pray.

Or try to get a higher paying job.

But you’ve been applying for every job you think you have qualifications for in north and central Florida for over 20 months with only one interview and three emails claiming: “you are overqualified.”  That’s seriously frustrating.  You have no experience with “foodservice” or “retail” and all those jobs want experience.  You just keep applying; you pray each time you email, drop-off, or hand-in an application.  You pray God’s will for your job life and pray He opens a door for you.   You’ve expanded from a 20 mile commute to a 100 mile commute.  You just pray.

You can look for cheaper housing – but that’s hard when you are paying less than what you’d be required to pay for an income-restricted apartment.  You keep looking, but really don’t have any money to move anyway.  The home you’re renting is the cause of your medical illness and thus financial problems, so yes, you’d like to leave it; you just can’t afford to.  You just pray.

This is the time when it’s very hard to really mean “I’m believing God for my needs.”

Then you had planned to go visit family for a couple of days, but because of another unexpected expense, you find you won’t have the gas money to go.  Besides, if you miss work, you’ll just fall further behind in bills.

This is when you bury your head in your hands and scream.  You’ve been trying everything humanly possible, or so it seems, and something that appears it would be so simple for most people is just out of your grasp.  Driving 10 hours to visit your brother might as well be a mission to Mars.

You may not have control on the circumstances that have put you here, but you can control your attitude (how you handle this stage of life).

This is when you have to remember to encourage yourself.  You have to say “God, you are my Rock, my fortress, my help in time of trouble.  God, you are my provider, my father, and I thank you for life, health, and provision.”

You choose an attitude of gratitude.

You have to take stock in what you do have: you have a roof (even if it’s the cause of health issues you’ve never had), you have a job (your “unofficial second job” is what you love; just no paycheck yet), your children are doing well, your marriage is strong, and you have family and friends who love you.

The last three are the most important.

Family is life.

Money is just a currency of this world to give us stress.  We either stress because we don’t have enough and literally pray for our daily bread or stress because we have too much and worry about losing it.

I can choose to have an attitude of gratitude, be thankful for what God has gifted me and trust Him for everything else.  I want my children to see thankfulness and trust. This attitude works for every stage in life – valleys full of bills and mountains with plenty.

I choose gratitude – I choose to smile.  I choose to trust. I choose to rejoice.

Thanks for reading!

Type at you next time…

~Nancy Tart

Fort Matanzas

May 15, 2018

Fort Matanzas

If you’ve read anything else I’ve written on this blog, you probably know by now that my family is an outdoor loving brood.  This adventure is one of our latest: a trip to Fort  Matanzas.

Fort Matanzas is a nice place to wander around and walk the half mile covered boardwalk.  It feels like you are in the old Florida jungle – except the snakes and gators are going under the boardwalk and you are on top.

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Fort Matanzas has the most amazing trees!  They are windswept toward the intercoastal from all of the fierce ocean winds they’ve endured.  You can picnic right under them (exactly what we did!) and walk through them.  You are even allowed to climb them as long as you don’t mess with the hurt limbs or the really small ones.

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Lucas loved climbing them – with a little help.

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We tried for a good picture… (I love digital cameras, because I can delete the hundreds that look like this and keep the one or two that might have almost everyone looking!)

The ferry was closed but they said it will reopen soon.

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Lucas found some beautiful flowers at the base of the building.  He said, “Mommy, take my picture with the pretty flowers for you!”  If you look closely, there are two orange lilies to his right!

Days like these linger like warm sunshine in my memory and I hope the kids remember them as fondly as I do.

Thanks for reading!

Type at you later…

~Nancy Tart

 

Goodbye Spring!

April 27, 2018

Goodbye Spring!

Jaquline says “goodbye spring!” as we drop Christina and Rebeccah at their final exam.

“Goodbye spring?” I ask.

“Yes, goodbye spring classes,” Jaquline laughs.  “Now we have summer classes!”

I smile.  Yes, today is the final day of spring classes for the dual enrollment students.  Although Kimberly, Jaquline, and Jillian don’t really transition into anything different at this point, Rebeccah is doing two refresher arithmetic courses over summer while Christina gets a week break and jumps into Psychology and more algebra.

For our family, spring classes shifting to summer means transition from every day at the college campus to later classes twice a week.

The transition brings expectation: we “kick summer off” with an awesome event where we are an annual vendor.  Our textbook money and hopefully some residual book sales will come from this year’s participation in the Alpha-Omega Family Fun Fest.  (If you are reading this before 8pm on April 28, 2018, come see us at Francis Field, Saint Augustine!)

We have a family trip planned.  Christina goes to summer encampment with her fingers crossed that she’ll be accepted as a flight sergeant.  Kimberly is training for running in any kid-friendly 3K or 5K Aunt Katy or I find.  She’s super excited to get to run with her sister-cousin!  We are expanding our chicken flock and livestock base.

We always find things to be excited about and wonder what God has planned for us in each new season.

I silently pray for God’s wisdom and guiding hand in our transition and exciting new season we are entering.  Thank you, Jesus, for giving me a moment of reflection!

Thanks for reading!

Type at you next time…

~Nancy Tart

 

Cousin Bonds

April 6, 2018

Cousin Bonds

I love watching the awesome relationships between my children and their cousins.  Cousins are something like siblings you don’t live with.  They know you, accept you just as you are, enjoy normal everyday things with you, and share one set of grandparents.  For my children, their cousins are their best friends.  My children are very fortunate to have most of their cousins close by.

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The bond seems instant.  From crib days, they are inseparable!

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They spend long minutes to make bubbles stick to another’s hair as a “crown.”

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They turn part of the back yard in to an aerial picture (after two studying about the Hopewell Indians and mounds).  Their picture was dugout, in the shape of an elephant and a duck head, created to “hold wasted water.” (The photographer, Rebeccah, and Kimberly who had studied the mound builders, explained while building that this wasn’t heaped up dirt, but it  would look good from above.)

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Sometimes fun is just looking through a magazine together.

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Cousins turn long car rides into parties!

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When Grandma joins in, cousin time is even more fun!

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Cousins share passions with each other – like a love for waves, wind, and water! (Yes, the dots in the cool March water are most of the sister-cousins!)

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When cousins move away, the distance doesn’t stop the love that they have for each other.  Even Lucas, who was two when his “baby Isaac” moved to the Midwest, still talks about “when Isaac and Mandy and their baby come play trains with me.”  (He’s never seen his “baby” cousin, JJ, except in pictures, but he loves him anyway!)  The beauty of cousin love is when they reunite, it doesn’t matter time, distance, or changes, each is so excited to see the other and they seem to instantly pick up where they left off; like the best of friends.

Thanks for reading!

Type at you next time…

~Nancy Tart

 

 

Trip Planning

Ever wondered what kind of things Moms think about when they are planning to get in a vehicle? Length of trip doesn’t matter!

December 28, 2017

Trip Planning

We have to be at a distant location at a specific window of time on a specific day.  Easy enough, right?  Wrong!  Everything in our house is a sporadic adventure! 

Mom: It’s only an hour and two minute drive.

Christina: Then we leave at 8am.

(We are not supposed to arrive at said location until after 11am.)

Mom: Oh, no.  If we leave by 10, we go right by Grandma’s, pick her up, get lost, make 5 potty stops, and still have enough time to get you there.

Christina: Ahhhh! *facepalm*

(I think my teenager loves me.)

Seriously, I have learned a few things about planning trips with toddlers, teenagers, and husbands:

  • Plan to leave at least a half hour before you need to go (this allows for shoes tossed into the pond, a preteen sleepwalking back to bed four times, finishing any last-minute chore like making the list, and misplacing your keys which are already in the running vehicle)
  • Always pack like you will be gone for a week (diapers, wipes, four spare shirts, at least as many pants as diapers, spare shirts for anyone who may be carrying said baby, carrots and apples so you don’t get trapped by fast-food hunger, and 2 or 3 cases of bottled water should do it)
  • Whatever you do, plan 10 minutes extra to turn around (you forgot something you can’t leave home without – like baby’s special blanket, your toddler’s choice toy, your preteen’s library card, your sanity, or your husband’s totally non-standard phone charger)
  • Remember your wallet! (and make sure some toddler didn’t remove your license because he loves to play with mommy’s picture – that will be the day you will be pulled over for a faulty brake light or an oddly rocking vehicle)
  • Count heads (the children, toddler in carseat, hubby, take the dogs back inside, catch toddler who turned into carseat Houdini, now missing two! Oh yeah, hubby is unlocking the door for one who forgot to go potty)
  • Enjoy your 5 minute shopping trip! (or your entire day of travel)

Bonus fact: Music calms savage beasts and makes your vehicle a noisy dance-while-in-seatbelts rocking machine. Maybe DC Talk, Skillet, and Capital Kings are a bit rocky, but everyone dances to Deadmau5 and Disney.  As long as you have your license, roll down the windows, crank up the music, put on shades, and enjoy the ride!

Thanks for reading!

Type at you next time…

~Nancy Tart

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